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Victalina
Victalina, 22, is a young woman with a lot of courage, desires, dreams and hopes to become better every day with God's blessing. She received a third grade education and is the mother of three children. She also lives with her mother who helps out with household activities in her absence. Victalina helps her partner sell basic grains such as corn, beans, rice and coffee. For three years she has been in this business, and the land she cultivates is her own. It is located ten kilometers from home and she travels there by bus.

Victalina is requesting a loan through COMIXMUL to buy supplies such as fertilizer, leaf treatment, urea, coffee formula, etc. to care for and maintain her coffee crop.

Her plans are to expand her coffee plantation to increase her income for the development of her family and business, and to prepare her children for the university. She wants them to take advantage of their studies so that in the future the doors will be open to them to find a good job or go into business.
View original language description ↓
Victalina es una joven de 22 años de edad con muchas fuerzas, muchos deseos, sueños y esperanzas de ser mejor cada día que pasa y que DIOS le regala de vida. Ella tiene 3 años de educación primaria y es madre de 3 hijos y en su compañía también vive su madre la cual le ayuda con las actividades en la casa en su ausencia. Ella ayuda a su pareja en la venta de granos básicos como ser maíz, frijol, arroz y café. Ella tiene tres años de dedicarse a esta actividad y el terreno que cultivan es propio el cual está ubicado a 10 kilómetros de distancia de su casa de habitación al cual se traslada en bus.

Ella ha solicitado a la cooperativa COMIXMUL un financiamiento para la compra de insumos como ser: abono, foliares, urea, formula cafetalera, etc. para dar asistencia y mantenimiento a sus cultivos de café.

Sus planes son extender más sus cultivos de café los cuales le generaran ingresos para el desarrollo de su familia, negocio y para poder preparar a sus hijos mandándolos a la universidad y que aprovechen los estudios para que el día de mañana se les abran puertas y puedan desempeñarse muy bien en sus negocios, trabajo, etc.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 21
    View loans »
    Honduras Loans Fundraising
  • $8,342,850
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Victalina to buy farm supplies for her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 3, 2013
Listed
Aug 6, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014