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Michael is married. He works as a head of security of the railway. Michael is young and responsible. Right now he lives at home with his wife and parents. They are expecting a new member in the family in six months.

Michael is asking to provide him with a loan in the amount of 6,000 hryvnas to repair a room. At this time the room in his apartment is not suitable for living. He wants to put sheet rock on the ceiling, to plaster and to paint it. The loan will help him to improve the living conditions for his family.
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Михаил женат. Он работает начальником охраны на железной дороге. Михаил молодой и ответственный. Сейчас он проживет в доме вместе с женой и родителями. Через полгода они ожидают пополнение в своей семье.

Михаил просит предоставить ему кредит в сумме 6000 гривен на ремонт комнаты. В данный момент комната не пригодна для проживания. Он хочет положить на потолок гиптокартон, пошпаклевать и покрасить. Кредит поможет улучшить жилищные условия его семьи.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Michael to improve living conditions for his family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 12, 2013
Currency Exchange Loss:
Aug 17, 2014