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Dalias Group
In this Group: Minerva, Norma, Rosalba, Leopoldo, Victor Angel, Martina, Ana Laura

Update on Dalias Group

Angel is 23 years old and comes from the community of San Felipe de los Alzati where the main source of employment is creating artisanal works out of clay and making Christmas Eve flowers. This is the first time that Angel has joined the Dalias group. He says that a friend of his mum saw that he was a reliable worker and knew that he wanted to invest in his business maintaining motorbikes, so she invited him to join. He says he learnt how to service and maintain motorbikes because a friend who had a workshop taught him how to do everything from when he was little. Apart from that, Angel has always liked motorbikes, so eight years ago he decided to start his own workshop since he got married and needed to support his family. Angel lives with his mum, who gave him a piece of land where he could set up his business. He says it is going well as he is putting a lot of effort into carrying out his repairs so that his customers will come back and recommend him.

He says that he is applying for a loan now to buy spare parts and tools that he needs for his motorcycles. He says that if he receives this loan his workshop will improve since a friend lends him tools but he wants to buy his own. He is grateful to those who have put their trust in him to give him this loan and he promises to make the most of it.

The other members of the group are Minerva, Rosalba, Leopoldo, Norma, Martina and Ana Laura. They used their loans for different businesses including a grocery store (in which the photo is taken), the purchase of second hand clothes to resell, mattresses, sheets, covers, quilts from a catalogue and material to make handcrafted garments.
View original language description ↓
Ángel tiene 23 años de edad, es originario de la comunidad de San Felipe de los Alzati donde la principal fuente de empleo es la artesanía en barro y la producción de flores de noche buena, Ángel por primera vez entro a un grupo llamado Dalias, dice que una amiga de su mama lo invito y como ve que es trabajador y cumplido decidió invitarlo y también porque él quiere invertir en su negocio de mantenimiento de motos, dice que él aprendió a darles servicio y mantenimiento porque un amigo le enseño el cual tenía un taller y el entro a trabajar con él cuando era pequeño, aparte de que a Ángel siempre le han gustado las motos y hace 8 años decidió poner su propio negocio ya que se caso y para poder mantener a su familia puso su propio taller, el vive en casa de su mama y ella le dio un pedazo de terreno para que pusiera su negocio y dice que le esta yendo bien ya que le está echando muchas ganas hacer las composturas bien para que así regresen los clientes y den buenas referencias de él. Dice que ahorita el esta pidiendo un crédito para la compra de refacciones que ocupa para reparar las motos y comprar varias herramientas que ocupa, dice que si se lo prestan mejorara mucho su taller ya que un amigo le presta las herramientas pero el se quiere comprar las propias, agradece que hayan confiado en el para hacerle un crédito y que promete aprovecharlo. Los demás integrantes de su grupo se llaman Minerva, Rosalba, Leopoldo, Norma, Martina y Ana Laura, ellos invertirán sus créditos en sus diferentes negocios como tienda de abarrotes (en la cual se tomo la foto), en compra de ropa de segunda para su venta, en compra de colchas, sabanas, cobertores, edredones por catalogo, en la compra de material para elaborar prendas artesanales.

Previous Loan Details

Leopoldo is a hardworking man. He is responsible with his payments. He says that he previously was in a group but unfortunately one of the members died and the group broke up. He decided to join his neighbor’s group as he knew her as a hardworking and reliable woman. He states that he works… More from Dalias Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,344,000
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Dalias Group's $6,875 loan helped a member to buy parts and tools to service the motorbikes he repairs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2013
Listed
Aug 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014