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Marko is a 27-year-old married male from Kosovo, currently living in a minority community. He has one daughter, who is three years old, and his wife is a housewife and stay-at-home mom. They are expecting another baby soon. Marko has been the owner of a small restaurant for one year now. He makes breakfasts, lunches, and dinners, which includes kebabs and soups. He usually works from 8:00 am until 6:00 pm everyday. His customers belong to all nationalities that live in his community in Kosovo.

Marko really enjoys his business of selling food to people. For the first time, he is requesting a loan so that he can purchase a fridge, some meat, beverages, and other inventory for his small restaurant. These purchases will help him to better meet the needs of the customers from all communities and he hopes that the loan will help him increase the size of his restaurant, thereby increasing his income and then improving his living conditions.

Marko’s goals are to gather enough money to expand his small restaurant into a big one in the future. He is very happy for the financial support from Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.


About Kosovo

  • $7,600
    Average annual income
  • 8
    View loans »
    Kosovo Loans Fundraising
  • $1,800,975
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,000 helped Marko to purchase a fridge, meat, beverages, and other inventory for his restaurant.
98% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 11, 2013
Currency Exchange Loss:
Apr 17, 2015