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Haoulatou's Group
In this Group: Haoulatou, Anadio, Aissatou, Maimouna, Haby, Coumba, Saibatou, Sira Diouma, Fatou, Fatoumata , Sona, Alimatou, Banna, Meta, Mariama Cisse, Penda Diouma, Banna, Dioudiou, Awa Ousmane, Fatoumata, Aissatou Pito, Sounkar, Kadidiatou, Marie, Mariama Cire, Sountou, Binta, Djilang
This group is made up of women who are very active in this "banc villageois", which was created in May of 2010. They all live in the same district and get along well. They are primarily small retailers.

Haoulatou (sitting on the right with her left hand raised) is the featured borrower. She is 41 years old, married and the mother of 3 boys. As well as having a business buying and selling dyed fabrics, for which she has already completed 2 loan cycles, she has a traditional bread-making oven in her home and employs 3 people to make bread. She will use this loan to buy 5 bags of flour at 22 000 francs per bag, yeast and other ingredients used in bread-making. Part of her profits are used to build her savings and the other part are used to support her husband with the cost of the house repairs.
Ce groupe est composé de femmes très actives dans ce banc villageois créé Mai 2010. Elles sont toutes issues du même quartier et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Haoulatou (assise à droite avec la main gauche levée) est l’emprunteuse vedette du groupe, âgée de 41 ans, elle est mariée et mère de 03 garçons. En plus de son activité d’achat et de vente de tissus teintés à crédit par deux échéances. Elle tient dans sa maison un four pour la production de pain traditionnel, elle emploie trois personnes pour cette activité.

Avec ce prêt, elle va acheter 05 sacs de farine à 22 000 F CFA le sac, des améliorants et les autres produits pour la production du pain.

Les bénéfices de son activité sont utilisés en partie pour renforcer son épargne d’une part et d’autre part à soutenir son mari dans les charges de réfection de la maison

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 494.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Haoulatou's Group's $4,750 loan helped a member to buy 5 bags of flour, yeast and other ingredients used in bread-making.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2013
Aug 7, 2013
Currency Exchange Loss:
Feb 17, 2014