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Bakhtiyor is a businessman who lives in the city of Dushanbe. He is 41 years old, married, and the father of a seven-year-old daughter and a one-year-old son. His wife is a homemaker and his daughter is in first grade.

Bakhtiyor is the only breadwinner in his family. For 15 years already he has been selling men's clothes at the local market: pajamas, pants, T-shirts, as well as underwear. He learned this type of work from his father.

In order to promote his business, Bakhtiyor needs to increase his inventory. He is requesting a loan to buy a variety of seasonal clothes for men, for resale. He is honest and punctual and promises to repay his loan on time. In the future he would like to open an additional outlet.
View original language description ↓
Бахтиёр бизнесмен, проживающий в городе Душанбе. Ему 41 год. У него есть жена, 7-летняя дочь и годовалый сын. Его жена домохозяйка, а дочь учится в первом классе. Бахтиёр в семье один зарабатывает. Вот уже 15 лет как он занимается продажей мужской одежды. Бахтиёр на рынке города продает мужскую пижаму, шаровары, футболки, а также мужское нижнее белье. Он научился этому бизнесу у своего отца.
Для продвижения бизнеса Бахтиёру необходимо увеличить ассортимент товара. Он просит кредит, чтобы закупить разнообразный ассортимент сезонной мужской одежды на продажу. Бахтиёр честный и пунктуальный человек. Он обещает выплачивать кредит в срок. В будущем он хочет открыть еще одну торговую точку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 181
    View loans »
    Tajikistan Loans Fundraising
  • $30,367,950
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Bakhtiyor to buy men's seasonal clothes for resale in order to develop his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 12, 2013
Currency Exchange Loss:
Aug 17, 2014