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Yusupjon lives in the J. Rumy district. He is 46 years old, married and has eight children. As the children grow, so do the family's expenses. Right now the family's only source of income is what the oldest son sends home from his work abroad. Those funds don't cover the family's expenses though. Yusupjon decided to start an income generating family business, and he chose animal husbandry. He intends to buy and sell cattle. His wife and children will help. Yusupjon knows how to raise livestock because they already have a family milk cow. Yusupjon's starting capital will be 125 USD, and they also have a 10x4 meter shed in the yard and 100 bundles of hay. With the goal of beginning the business, Yusupjon is asking for a loan to buy 4 bull calves and their feed. He wants to use the income earned to pay for his son's wedding.
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Юсупчон житель района Дж.Руми. Ему 46 лет. Он женат и является многодетным отцом. У него восемь детей. Так как дети растут, расходы его семьи тоже увеличиваются. Сейчас в их семье единственным источником дохода являются те деньги, которые высылает ему старший сын, находящийся на заработках за пределами страны. Однако эти деньги не покрывают семейные расходы. Юсупчон решил заняться прибыльным семейным бизнесом и выбрал животноводство. Он намерен заняться куплей и продажей крупнорогатого скота. Ему будут помогать жена и дети. Юсупчон знает как выращивать скот, так как в их хозяйстве имеется одна корова для нужд семьи. Стартовый капитал Юсупчона составляет 125 долларов США, а также при дворе его дома имеется коровник размером 10x4 метра и 100 вязок сена. С целью начать бизнес, Юсупчон запрашивает кредит для закупа 4-х голов бычков и корма. С полученной прибыли Юсупчон хочет провести свадьбу сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Yusupjon to buy four calves and feed to start a business, and with the income earned pay for his son's wedding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 11, 2013
Currency Exchange Loss:
Sep 17, 2014