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Elisabeth is a 35-year-old woman who is married to Martinus, 36 years old. They have three children: Roger, 10 years old; Icho, 8 years old, both are elementary school students; and the last one is Chali, 3 years old.

Elisabeth supports her husband to generate additional income by working at a drug store. Two years ago, she initiated a kiosk business, but then failed due to her high working hours and there was no assistant to handle the business. Recently, Elisabeth had difficulty in providing money to cover the educational cost of the children in the new school year. To help her solve the problem, she went to TLM and proposed an individual loan amounting to IDR 4,500,000. This loan would help her to pay for the registration fees of Roger and Icho and she will save the other half for their future needs.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 10,285.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Elisabeth to pay for the registration fees of Roger and Icho and to save the other half for their future needs.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 10, 2013
Currency Exchange Loss:
Apr 22, 2015