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Norma lives in Balamban Mahayag Zamboanga del Sur, is married, and has three children. Norma has a small food house where she sells banana cake, fruit salad, puto cheese, cake, halo-halo, etc. Her husband is a farmer and she has had a business for two years. She earn one thousand PHP per week.

She requested a loan to buy raw materials and additional ingredients for her business.

Norma has been a member for two years in the Paglaum Molave Branch. In the future, Norma wants to earn more for the future of her children and the entire family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1941
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Norma to buy ingredients and raw materials for their snack business.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 10, 2013
Currency Exchange Loss:
Jan 19, 2015