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Soem is 29 years old and is dedicated to her family, which has four members. She is involved in the business of selling fruits. She helps her husband generate income. Her husband is recognized by their neighbors as a Tuk Tuk driver. This couple has fought for their two children to be able to get ahead and have better opportunities.

She is now seeking a loan from HKL to buy a motorcycle for her husband, to allow him to continuously provide transportation services, as his old motorcycle was broken and it needs to be replaced. With the remaining funds, she will invest in expanding her business and buying more fruits to sell. She hopes to have better living conditions with the help from this loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 296
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Soem to buy a motorcycle for her husband to continuously provide transportation service.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 10, 2013
Currency Exchange Loss:
Nov 17, 2014