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Imaculada is applying for a loan of $1.000 to improve her business.

She is married and has two children. She is running a business in her house, selling noodles, coffee, sugar, books, pans, breads and water. She is making a good income, and she wants to buy more stock with the loan.

Imaculada lives in a town near the main road, so many people come to buy her products, and she is selling every day. She opened her kiosk a year ago with her working capital of $600.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 103
    View loans »
    Timor-Leste Loans Fundraising
  • $2,195,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Imaculada to buy noodles, coffee, sugar, books, pans, breads and water to re-sell.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 10, 2013
Currency Exchange Loss:
Dec 20, 2014