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Update on Yelena

Yelena is a business woman from Melitopol. She sells children's clothing and footwear at one of the largest local markets. She owns her market stall and has 14 years of experience in this business. Yelena has come to Kiva for a 15,000 hryvnia loan to buy goods for the fall season, and in particular to buy dresses, sweaters, headwear, and shoes wholesale to fill out her inventory and increase sales.
View original language description ↓
Елена – предприниматель из Мелитополя. Она торгует на одном из крупных местных рынков детской одеждой и обувью. Ее торговое место – собственное. Опыт работы – 14 лет.
Елена обратилась к КИВА за суммой в 15 000 гривен для того, чтобы закупить товар к осеннему сезону, а именно приобрести оптом платья, кофты, головные уборы и обувь, чтобы пополнить ассортимент и расширить торговлю.

Previous Loan Details

Yelena sells children's clothing and shoes. She has worked as a trader in the bazaar for 14 years and she has her own trading stall. Yelena plans to use her Kiva loan of 10,000 hryvnas to buy goods for the spring season on a wholesale basis, especially dresses, sweaters and light walking shoes. More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Yelena to purchase dresses, sweaters, headwear and footwear.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 11, 2013
Currency Exchange Loss:
Nov 18, 2013