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Chandy's Group
In this Group: Chandy, Yuth
Chandy, 33, lives with her husband and two children in a village of Kampong Cham province’s Ponhea Krek district. All of her children are still in school. To make a living, she and her husband have been farming rice and raising pigs for several years. Chandy has been with Kiva’s partner, VisionFund, for three loan cycles and has completely paid back her loans. With the loans from VisionFund, she has managed to improve her livelihood and to send her children to school and keep them there. She is leading her group to apply for a loan. She is going to use her portion of the loan to buy fertilizer for her rice paddy and will use a portion of it to pay for labor. With this loan, she hopes to increase her family’s income, so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 119
    View loans »
    Cambodia Loans Fundraising
  • $35,128,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chandy's Group's $1,500 loan helped a member to buy fertilizer for her rice paddy.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 10, 2013
Currency Exchange Loss:
Jun 17, 2014