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Emérita
Emérita lives in El Sauce, a small town far from the noise of the city, located in the eastern part of the León department.

She is a happy and dynamic woman. Despite her age, she has an entrepreneurial and motivating spirit, which she passes on to the young children whom she teaches in primary school. She has been teaching for more than 20 years, which has allowed her to move her family forward and improve her home.

She currently has a dental problem that will cost a lot of money to fix. She cannot afford it with her small salary. For this reason, she came to the Ceprodel office to request a loan from Kiva lenders to receive dental work and improve her teeth.

She hopes and prays to God that the kindhearted people that support those who need it most will approve her loan, and she is very grateful for this unconditional support.
View original language description ↓
Doña Emérita es originaria del municipio de El Sauce, un poblado pequeño alejado del bullicio de la ciudad ubicado al occidente del departamento de León.
Es una señora muy alegre y dinámica, a pesar de su edad refleja un espíritu emprendedor y motivador que les transmite a sus pequeños niños a los cuales les imparte clases de primaria.
Tiene más de veinte años de dedicarse a la labor de maestra profesión que le ha permitido sacar adelante a sus hijas y mejorar su vivienda.
En la actualidad presenta un problema en sus dientes trabajo que le cuesta mucho dinero y que no puede cubrir con su pequeño salario.
Por tal motivo se presentó a la oficina de Ceprodel con el objetivo de solicitar un financiamiento a los inversionistas de Kiva para realizarse este trabajo dental y mejorar su dentadura.
Espera y confía en Dios que estas personas de buen corazón que apoyan al más necesitado aprueben su solicitud para llevar a cabo su inversión donde les quedará muy agradecida por este apoyo incondicional.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $425 helped Emérita to receive dental work.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 8, 2013
Listed
Aug 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2014