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Ana Patricia

Update on Ana Patricia

Ana lives in the department of Juigalpa. She lives in her mother's house, is married and has worked in a supermarket for the last 15 years. She cares for her two small children who go to school. Ana is requesting this loan to buy zinc sheets and to pay for the manual labor necessary to change the roof in two rooms where she lives; it's in poor condition, and with the rains everything gets wet. This renovation is necessary in order to improve living conditions for her children and the family.
View original language description ↓
La señora Ana, habitante del departamento de Juigalpa, habita en casa de su mamá, es casada, trabaja desde hace 15 años en un súper mercado, con sus ingresos mantiene a sus dos hijos pequeños quienes van a la escuela. Ana solicita este crédito para comprar laminas de zinc y pago de mano de obra para cambiar el techo en dos cuartos donde habita, ya que están en malas condiciones y con las lluvias se le moja las cosas, por lo que es necesario realizar esta obra para vivir en mejores condiciones con sus hijos y la familia.

Previous Loan Details

Ana Patricia is 32 years old, she is single and has 2 children who are studying, she works as chief of personnel at San Antonio supermarket. She works 12 hours every day, Wednesdays is her day off, and she dedicates this day to solve her family problems, she lives with her mom, because she doesn'... More from Ana Patricia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 124
    View loans »
    Nicaragua Loans Fundraising
  • $24,557,075
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,100 helped Ana Patricia buy sheets of zinc and purlin beams.
77% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
Jul 6, 2013
Aug 4, 2013
Currency Exchange Loss: