He gets up at 5 in the morning to start work, taking his animals to the pasture. After eating breakfast he goes to his field to start the farm tasks, which can take him half a day to keep his crop weeded and free of pests. He always plants 7,000 square meters of corn and 7,000 square meters of yuca because with these crops he earns his income to feed his family.
He has to board a bus in his community to travel 25 minutes to the city where he buys his supplies. After buying them he returns home.
He's requesting the loan to buy 10 bags of fertilizer and other products for his 7,000 square meters of corn and 7,000 square meters of yuca.
By buying all his supplies in just one trip he'll be able to avoid going to the city so much, which results in wasted time and more expensive purchases. At the same time he'll take care of his crop in a timely fashion, which will help him get a bigger harvest and better income to pay back his loan and feed his family.
Juan plans to save money and build his own house.
Para comprar sus insumos tiene que abordar un autobús en su comunidad, en el cual viaja durante 25 minutos hasta llegar a la ciudad, ahí compra sus insumos, luego de realizar sus compras regresa a casa.
El préstamo que esta solicitando para la compra de 10 sacos de fertilizantes y otros productos para beneficiar 7,000 metros cuadrados de maíz y 7,000 metros cuadrados de yuca.
Al comprar todos sus insumos de un solo viaje, podrá evitar tanto viaje a la ciudad, lo cual le genera perdida de tiempo y compras mas caras. Al mismo tiempo dará un manejo oportuno a su cultivo, lo que le ayudara a obtener mayor cosecha y mayor ingresos para pagar su crédito y alimentar a su familia.
Juan planea ahorrar y construir su casa propia.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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