He buys the agricultural inputs in the city, which is located 15 minutes away, and transports them home in his pick-up. His house is 1 km away from the farm, and he carries the inputs there on foot.
The loan will be used for the purchase of 3 sacks of fertilizer, 2 liters of insecticides, and the remainder for labor and to farm 21,000 square meters of corn and beans.
With the loan, the agricultural inputs will be purchased, which will allow the client's family to get greater yield. This will generate production surpluses, which will allow them to get additional earnings when it is time to sell, and will give them the opportunity to improve their nutrition so that he and his family can have good diets.
The client's future plan is to maintain the productive rhythm that he has achieved and to diversify production, so that he can offer his family greater development opportunities.
Los insumos agrícolas los compra en la ciudad, ubicada a 15 minutos trasladándolos en pick up hasta su casa, desde su casa hasta el área de siembra hay 1 kilómetro y los insumos los traslada a pie hasta el cultivo.
El préstamo será utilizado para la compra de 3 sacos de abono, 2 litros de insecticidas y el excedente para el pago de mano de obra y cultivar 21,000 metros cuadrados de maíz y frijol. Con el préstamo se realizara la compra de insumos agrícolas que permitirán a la familia del cliente obtener mayor rendimiento productivo; lo cual generara excedentes en la producción que les permitirá obtener ingresos adicionales a la hora de comercializar la producción y les dará la oportunidad de mejorar la dieta alimenticia que tanto él y su familia tengan una buena alimentación.
Los planes a futuro del cliente es mantener el ritmo productivo que a alcanzado y diversificar la producción, con el fin de brindar mayores oportunidades de desarrollo a su familia.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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