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Sumaria's Group
In this Group: Sumaria, Gulshan
Sumaria is a 35-year-old hardworking woman living in Rawalpindi, Pakistan, with her husband and one son. Her son is currently studying in primary school. Sumaria’s husband does construction work but his income is not enough to meet the household expenses.

Sumaria is a very hardworking and responsible woman. By stitching clothes, she helps her husband meet the family's needs and her son's educational expenses. She has been operating her business very efficiently and honestly for the past 8 years, and her clients always appreciate her work.

As a member of a two-person lending group, she has requested a loan from Kiva’s partner, BRAC Pakistan. With the loan amount, she will be purchasing a new sewing machine so that she can work more efficiently in the future.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 101.8
    Pakistan Rupees (PKR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sumaria's Group's $500 loan helped a member to purchase a new sewing machine.
80% repaid
Repayment Term
35 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 10, 2013
Currency Exchange Loss: