Las Minas (Cuenca) Group
One of the members of this group is Sonia, who she is requesting her first loan with the Las Minas communal bank. She is 20 years old and lives in a common-law marriage and has a two-year-old son. Her husband works as a builder, they do not have their own home which is why they live in their parent's home but in an independent manner.
For some time now, Sonia has been working as a housekeeper. She works from Monday to Fridays all day. At home, she rears guinea pigs and chickens, as well as growing plants and what she harvests is for her household's consumption and for sale.
Her loan is to buy construction materials to build a new chicken coop for her chickens. Her aim is to have her own home.
Una de las socias de este grupo es la Señora. Sonia, está realizando su primer crédito en el grupo de crédito Las Minas, tiene 20 años, vive en unión libre y ha concebido un hijo de 2 años. Su esposo labora como albañil, no tienen casa propia por lo que viven en casa de sus padres pero de forma independiente.
Doña Sonia desde hace algún tiempo labora como empleada domestica, trabaja de lunes a viernes todo el día, en su casa se dedica a la cría de cuyes y pollos, también cultiva y lo que cosecha es para el consumo de su hogar y para la venta.
Su crédito es para comprar materiales de construcción para construir un nuevo galpón para sus pollos.
Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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