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Mujeres Emprendedoras De Ventanilla Alta Group
In this Group: Ofelia Esther, Alejandra Zenobia, Conny Margaret, Alicia Aida, Maria Eunicia, Jhoselin Alicia Jhanine, Maria Margarita
This is the communal bank Mujeres Emprendedoras De Ventanilla Alta [Women entrepreneurs of Ventanilla Alta]

One of the members is María Margarita who is 54 years old and has 6 adult children. She works to support the youngest of her children who is 16. Her friends encouraged her to set up in business selling beauty products and she sells to her friends, neighbours and occasionally other people. She has been selling for a year now and it is going well. She also makes sweets to sell.

She will use the loan to buy more beauty products such as perfumes, creams and make-up to offer her customers. María Margarita is happy in the group and in the future she would like to have a place where she can run her business so that she doesn't have to go out in the streets looking for customers, since it is very risky.

In the photograph she is the third from the left, in the purple jacket.
View original language description ↓
Esta es la alcancía Mujeres Emprendedoras De ventanilla Alta
Una de las socias es María Margarita de 54 años ella es separada y tiene 06 hijos mayores de edad. María Margarita trabaja para ayudar al menor de sus hijos de 16 años, sus amigas la animaron a dedicarse a la venta de productos de belleza, ella ofrece sus productos a sus amistades, vecinos y personas ocasionales ya tiene un año vendiendo y le va muy bien, por otro lado también prepara dulces para vender; con el préstamo solicitado podrá comprar más productos de belleza como perfumes, cremas y maquillaje para ofrecer a sus clientas. María Margarita está contenta con su grupo y más adelante le gustaría tener un lugar para poner su negocio y no tener que salir a las calles a buscar clientes ya que es muy riesgoso.
En la foto es la tercera de la izquierda, viste casaca color morada.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 164
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Emprendedoras De Ventanilla Alta Group's $2,400 loan helped a member to buy beauty products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 4, 2013
Currency Exchange Loss:
Feb 17, 2014