Los Cardamomeros Group
Rosa makes a living growing cardamom. She started this business with her parents and currently has 10 years of experience. She has the support of her family.
She decided to organize a group and is requesting a loan to weed her cardamom. She wants her business to prosper in the future so she can better support her children.
The other members of the group make their livings harvesting cardamom. There are 19 members in the photo but only 10 of them were given the loan.
Decide organizar un grupo y solicita un préstamo que lo utilizará para limpia de cardamomo, desea en el futuro que su negocio prospere para poder mantener de mejor manera a sus hijos. Los demás integrantes del grupo se dedican a la cosecha de cardamomo.
En la fotografia estan 19 integrantes, pero, solo a 10 de ellos se les concedió el préstamo.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid