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Oscar David
The borrower lives in Libertad. He learned the business from a young age by working with his father, and became convinced that it was a very productive livelihood. He works every day from early until night time. He is single and has two children, who go to the local public school.

In the future, he wishes to be able to finish building his concrete block house and make extensive improvements to his business. For now he wishes the loan so that he can invest in the purchase of materials and ingredients for his bakery.
View original language description ↓
El cliente reside en Libertad. Aprendió el negocio desde pequeño junto a su papá y se convenció de que era una actividad muy productiva. Trabaja todos los días desde temprano hasta la noche. Es soltero y tiene 2 hijos que estudian en la escuela fiscal del sector. Desea a futuro, poder terminar de construir su casa de bloques y mejorar ampliamente su negocio. Por ahora desea el préstamo para invertirlo en la compra de materia prima e insumos para su panadería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Oscar David to buy materials and ingredients for his bakery.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 4, 2013
Aug 4, 2013
Currency Exchange Loss:
Sep 4, 2014