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Ana Rosalia
Ana, age 35, is divorced and has two children. She is very well-known in the area where she lives. When she was 20 she began studying cosmetology until she graduated from the academy. Then she started to work in a beauty salon, where she started as a helper. She started by getting experience in cuts, styling, and doing the new hairstyles. This made her excel and stand out with the customers.

Then, as the years passed, she decided to have her own business. She requested a loan to firm up this project. She later got married and had two children. She is now divorced, and the children have grown. Her son is 12, and her daughter is 6. They both go to school. She has been able to raise them on her own with the beauty salon business. She is a very responsible mother.

She will buy the products from a woman who sells cosmetology products like shampoo, rinses, hair dyes, and hair treatments. Actually, she buys products from various companies. However, when she runs out she buys them at a friend’s beauty salon.

She will use the loan to buy more products that she needs for her business. This is because her daughter got sick, which cost her. She was left with little money. She did not have enough products, so she decided to request a loan to buy them and to have her products stocked for sale.

The need that will be satisfied is being able to buy products in order to have more income. Also, when a customer requests a product, she will be able to sell it to the customer. She will improve her quality of life with the daily income from her business. This way she will be able to give her children an education and clothing.

Her plan is to continue working with the Fundación Campo as time passes in order to complete this loan and to be able to request another one according to her needs.
View original language description ↓
Ana tiene 35 años de edad, esta divorciada y con dos hijos. Es una persona muy conocida en la zona donde vive, ella se a dedicado desde los 20 años a estudiar cosmetologia hasta que se graduó de la academia; luego comenzó a trabajar en una sala de belleza en la cual comenzó de ayudante, empezando a adquirir experiencia en los cortes, peinados y a ha hacera los nuevos estilos de peinados en la cual eso la hizo que sobresaliera y se destacara con los clientes.
Luego con el pasar de los años decidió optar por tener su propio negocio, solicito un crédito para concretizar ese proyecto. Luego se caso y tubo dos niños en la cual hoy en día ella se encuentra divorciada y desde entonces, ella los a crecido, su hijo tiene 12 años y la niña tiene 6 años los dos estudian, con el negocio de la sala de belleza los a podido crecer a los dos ella sola, es una madre muy responsable.

La señora compra los productos a una vendedora de productos de cosmetologia como por ejemplo: shampoo, rinces, tinte para cabello, tratamiento para el cabello. Que en realidad son varias empresas con las cuales ella compra el producto, pero cuando no tiene los compra en la sala de belleza de una amiga.

La señora utilizara el crédito para compra mas productos que le hacen falta para el negocio; ya que se a quedado con poco dinero por el motivo que se le enfermo la niña y tubo que gastar y ver que no tenia suficiente producto decidió optar por el crédito para comprarlos y tener surtido de producto para la venta.

La necesidad que sera satisfecha es el de poder comprar el producto para tener un ingreso y al momento que el cliente solicite un producto ella podrá venderlo al cliente. Mejorara su calidad de vida en el ingreso diario en el negocio y así poder dar el estudio, la ropa para vestir a su hijos.

Su propósito es, seguir trabajando con la Fundación Campo a medida que valla transcurriendo el tiempo, para terminar el crédito y poder solicitar otro nuevo según la necesidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 648
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Rosalia to buy more products that she needs for the business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 4, 2013
Listed
Aug 5, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2013