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Flor De Cardamomo Lancetillo Group
In this Group: Santos Octaviana , Tomas Vicente , Ambrocia , Albina , Adelaida , Natividad , Clara , Sarbelia , Juana , Santos
Sra. Sarbelia is an unmarried mother. She is 49 years old and finished six years of her primary school education. Sarbelia has eight children, two of whom are studying. She sells food at the municipal market.


Sarbelia started this business out of necessity because she wanted to help her husband with supporting their family. To this point, she has 20 years of experience.


Sarbelia organized a group so that she could request a loan. The money will be used to buy supplies for preparing more dishes that are in demand. In the future, she would like to increase her operating capital so that she can sell more.


The other members of the group engage in growing cardamom. The photo shows 17 members, but only 10 of them are participating in this loan.

View original language description ↓
La señora Sarbelia es madre soltera, tiene 49 años de edad, curso los 6 años de educación primaria, tiene 8 hijos y de ellos 2 estan estudiando, se dedica a vender comida en el mercado de su municipio, inició este negocio por la necesidad de ayudar a su esposo para el mantenimiento de su familia, hasta la fecha lleva 20 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de insumos para poder preparar mas comida ya que tiene demanda, desea en el futuro ampliar su capital de trabajo y vender más. Los demás integrantes del grupo se dedican a la cosecha de cardamomo. En la foto figuran 17 personas pero, de ellas solo se le concedió el préstamo a 10.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 79
    View loans »
    Guatemala Loans Fundraising
  • $9,928,425
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Cardamomo Lancetillo Group's $2,700 loan helped a member to buy supplies for preparing her dishes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 11, 2013
Listed
Aug 5, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 25, 2014