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Yevgeniya

Update on Yevgeniya

Yevgeniya constantly uses loans from Kiva. The previous loan helped her expand her business's inventory. She added electronic goods, and has definitely attracted more customers.

This time Yevgeniya is asking for a 21,000 hryvnia loan to buy school supplies prior to the first day of school. There is always demand for these goods before the start of the school year.

Yevgeniya would like to concurrently expand into business in a different area - agriculture. She and her husband are building a greenhouse on their property and are beginning to grow tomatoes. Yevgeniya wants to increase the family's income, since she has two sons in college right now and she is helping pay their tuition.
View original language description ↓
Евгения постоянно пользуется кредитами KIVA. Предыдущий кредит помог ей расширить ассортимент товара. Она пополнила его электротоварами, и соответственно стало больше покупателей.

В этот раз Евгения просит предоставить ей кредит в сумме 21000 гривен на закупку канцтоваров к первому сентября. На этот товар всегда есть спрос перед началом учебного года.

Евгения хочет помимо торговли развивать альтернативное направление в бизнесе - сельское хозяйство. На приусадебном участке они вместе с мужем построили большую теплицу и начали занимаются выращиванием помидор. Евгения хочет увеличить доход семьи, т.к. в данный момент два ее сына учатся в колледже и Евгения помогает им с оплатой учебы.

Previous Loan Details

Yevgeniya used her last Kiva loan to increase the amount of electrical goods, such as sockets and converters, that she sells at her outlet. The extra income generated helps her to pay for the post-secondary education of her two sons. Yevgeniya is now seeking a loan of 15,000 Ukrainian Hryvnia to ... More from Yevgeniya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Ukraine

  • $8,000
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,209,975
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,600 helped Yevgeniya to purchase school supplies for school sales.
63% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2013
Listed
Aug 11, 2013
Currency Exchange Loss:
Possible