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Ainagul is 52 yeas old, married, and has two children. She has a higher education, and for a long time she worked as a high school teacher. Today, she and her husband are retired, but they don't just sit around the house, rather they run their own small farm. This is a business that Ainagul started in 1985 to be a source of income for her family. She started the business with 2,000 som (KGS), but the good relationships that the family members have among themselves have allowed them to be successful. Today her farm brings in a monthly profit of 10,000 som (KGS). Ainagul has one milk cow and ten sheep. She also has 1.2 hectares of land where she mainly grows beans and peppers.

To further develop her business, Ainagul applied to the microfinance bank Bai Tushum & Partners for a loan of 50,000 som (KGS) to buy cows. Ainagul plans to use the profits from the loan to increase the size of her herd of cattle and she intends to spend some money on repairing her home.
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Айнагул 52 года, замужем и имеет 2 детей. Айнагул имеет высшее образование. Долгое время работала преподавателем в средней школе. На сегодняшний день она и ее муж пенсионеры, но они не сидят сложав руки, а ведут свое небольшое хозяйство. В поисках дополнительного источника дохода для своей семьи, в 1985 году Айнагул начала свой бизнес в откорме скота. Стартовав с 2,000 сом (KGS). Добрые и хорошие отношения в семье дают им хороший результат, а именно на сегодняшний день её хозяйство приносит ежемесячную прибыль в сумме 10,000 сом (KGS). В хозяйстве у Айнагул имеется: 1 дойная корова, 10 овец. Также имеет земельный надел размером 1,20 ГА, где в основном выращивают фасоль и перец. Для дальнейшего развития своего хозяйства, Айнагул обратилась в Микрофинансовый банк «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку скота. Доходы от кредита Айнагул планирует использовать для увеличения поголовья скота и намерена потратить на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ainagul to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 10, 2013
Currency Exchange Loss:
Feb 17, 2014