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Nazira
Nazira is a 41-year-old, married, mother of many children (2 sons and 2 daughters). She has a high school education. After graduating, Nazira got married at a young age. Since 1994, she has been engaged in agriculture, raising livestock, and arable farming, starting with a sum of 10,000 som (KGS). Her husband and children actively assist in the business. Through Nazira's hard work, she today has a good homestead: one dairy cow, one heifer, one calf, and one horse with a foal. She also has available 1.86 hectares of irrigated land where she plants every year beans and perennial grasses.

Profits allowed Nazira to propagate livestock in her homestead and thus improve the family's well-being. In order to further develop her business, Nazira turned to the microfinance bank Bai-Tushum and Partners for a loan of 80,000 som (KGS) to but a cow and mineral fertilizers.

Nazira plans to invest income from the loan to further increase her count of livestock, and also intends to finish building the house in which she lives her family.
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Назира, 41 год, замужем, многодетная мать имеет 4 детей (2 сына и 2 дочери). Образование-среднее. После окончания средней школы Назира вышла замуж совсем в юном возрасте. С 1994 года занимается сельским хозяйством- животноводством и полеводством, начав этот бизнес с суммы 10,000 сом(KGS). Супруг и дети активно помогают по бизнесу. Благодаря упорному труду Назиры, на сегодняшний день она имеет хорошее хозяйство: 1 дойная корова, 1 нетель, 1 теленок, 1 лошадь с жеребенком. Также в наличии имеет 1,86 ГА поливной земли, где ежегодно в основном сажают фасоль и многолетние травы. Прибыль позволила Назире размножить скот в домашнем хозяйстве и тем самым улучшить семейное благосостояние. В целях дальнейшего развития своего бизнеса, Назира обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку скота и на закуп минеральных удобрений. Доходы от кредита Назира планирует вложить в дальнейшее увеличение количества скота, а также намерена достроить дом, в котором она проживает вместе со своей семьей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 236
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,812,575
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Nazira to buy a cow and mineral fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 5, 2013
Listed
Aug 9, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014