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Mirtha is 45 years old. She is married to Julio who works in transportation. They live comfortably in their own house. Mirtha sells a variety of products, such as clothes, wallets, stuffed animals and costume jewelry, as well as items such as nail polish, beauty creams and perfume. She buys these products from catalogs, then sells them from her house to her friends and neighbors.
She started this business over 10 years ago with her own capital, derived from her savings. She says that she decided to start her own business to help her husband with household expenses and to have income, in addition to having a job and feeling productive. This is her third Kiva loan and she is grateful for the financial support she receives, which helps her get ahead; she also commits to paying her fees on time. With the 4000 soles she has just requested, she will be able to purchase merchandise such as beauty products, foodstuffs and gifts for Christmas and New Year parties, which will allow her to increase her stock. She will try to obtain good deals so that she can get better earnings.
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Mirtha, de 45 años de edad, esta casada con Julio quien se dedica al transporte. Juntos habitan cómodamente su propia casa. Mirtha se dedica a la venta de mercadería variada como ropas, carteras, peluches, adornos y otros, además de productos de belleza como esmaltes, cremas faciales, perfumes y otros. Todos estos productos son comprados por catálogos para ser vendidos desde su casa entre sus vecinas y amistades.
Se inició hace más de 10 años contando con un capital propio fruto de sus ahorros. Comenta que decidió empezar con este negocio propio para ayudar a su esposo con los gastos del hogar y contar con ingresos económicos, además de contar con un oficio y sentirse una persona productiva.Este es su tercer préstamo con Kiva y se siente agradecida por el apoyo financiero que recibe para seguir adelante, además se compromete a pagar sus cuotas de manera puntual. Con el monto solicitado de 4000 nuevos soles comprará mercadería como productos de belleza, productos comestibles y regalos por fiestas navideñas y año nuevo para así aumentar su stock, buscando precios cómodos por sus compras, de esa manera obtendrá mayores ingresos.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
A loan of $1,450 helped Mirtha to purchase merchandise, such as beauty products, foodstuffs and gifts for Christmas parties.
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 2, 2013
Currency Exchange Loss:
Sep 1, 2013