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Patricia is a Peruvian artisan who specializes in handcrafted jewellery. She would like to invest in the purchase of silver and natural gemstones to continue production.

Patricia has been selling through NOVICA since 2001. This is her story:

"I have worked with a number of crafts in regions throughout Peru. My art is a personal search. I find nourishment in the art of our ancestors, the experience of master artisans and the influence of foreign designers. Craft is my life's passion."

"I wish to thank you from the bottom of my heart for this microcredit. It is very comforting to know that people care about what we do. May God bless you."

Use the link below to view Patricia's silver and gemstone jewellery on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.


About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Patricia to invest in th purchase of silver and natural gemstones to continue production of handcrafted jewellery.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Sep 5, 2013
Aug 9, 2013
Currency Exchange Loss:
May 17, 2014