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Shakeela, age 41, is a married woman. She is been in beauty parlor business for a period of about six years. She offers many facilities to her customers such as makeup, hair styling and facials. Through her providing the best services, she has become very famous in her street.

In order to meet with the increasing demands of her customers, she is interested in buying more varieties of cosmetic products for the parlor. But, because of having low cash on hand, she contacted Kashf Foundation to apply for her fifth loan.

She needs a loan of 40,000 PKR to buy large quantities of hair care products, skin products and creams for bleaching and whitening. She is hopeful to cater to more customers time after time. She dreams of expanding her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 124
    View loans »
    Pakistan Loans Fundraising
  • $13,311,575
    Funds lent in using Kiva
  • 101.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shakeela to buy large quantities of hair care products, skin products and creams for bleaching and whitening.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 9, 2013
Currency Exchange Loss:
Aug 17, 2014