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Delfin Azul Group
In this Group: Dravis , Heydi Elibhet, Adilia Cristina, Maria Elena
This group is made up of four entrepreneurial women. One of them is Dravis who is 48 years old and married with a 22-year-old son. For the last 25 years she has had a business selling fish and nacatamales [corn, meat and rice wrapped in a banana leaf]. Her daughter helps her to sell her products at the market.

Dravis is asking for the loan to buy sea fish.

Adilia is 31 years old and has a business selling new clothing. Heydi is 31 and has a business selling tortillas and María who is 62 years old has a business selling tortillas and fizzy drinks.
View original language description ↓
Este grupo está conformado por cuatros socias emprendedoras una de ellas es Dravis mujer de 48 años de edad, casada, con un hijo de 22 años. Su negocio es la venta de pescados y nacatamales desde hace 25 años. Su hija le ayuda a vender Sus productos en el mercado. El crédito que está solicitando es para comprar pescados mareños. Adilia mujer de 31 años de edad, su negocio es la venta de ropa nueva, Heydi mujer de 31 años, su negocio es la venta de tortillas y María mujer de 62 años de edad y su negocio es la venta de tortillas y gaseosas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Delfin Azul Group's $975 loan helped a member to buy sea fish.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Aug 17, 2013
Currency Exchange Loss:
Jan 18, 2014