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Chomchaj Group
In this Group: Lorenza , Surama , Marta , Paulina , Catalina , Antonia , Juana , Petrona , Ana , Maria Elena , Maria Isabel , Catarina Angelica , Juana Cecilia , Lilian Sulamita , Maria , Carmela , Emiliana
Señora Catalina is 39, married, and the mother of seven children, two of them in school. She never had the chance to go to school, but she opened a store nine years ago with the help of her husband, who also has a business.

Catalina has organized a group and is applying for a loan that she will use to purchase goods for her business, such as: canned goods, staple grains, sodas, snacks, eggs, soaps, etc. Catalina hopes to one day run a grocery store and distribute goods to small shops. The other members of the group work in various businesses and raising livestock.
View original language description ↓
La señora Catalina de estado civil unida de hecho, cuenta con 39 años de edad, no tuvo la oportunidad de estudiar, tiene 7 hijos y 2 de ellos están estudiando, ella se dedica al comercio de una tienda, inició este negocio con la ayuda de su esposo y hasta el momento lleva 9 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al comercio.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de artículos para surtir su negocio como: productos enlatados, granos básicos, aguas gaseosas, refrescos, huevos, jabones, etc. desea en el futuro contar con una abarrotería y distribuir a las pequeñas tiendas. Las demás integrantes del grupo se dedican al comercio y actividades pecuarias.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 76
    View loans »
    Guatemala Loans Fundraising
  • $8,362,600
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD