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San Judas Tadeo Group
In this Group: Ricardina Guillermina, Domitila Ciriaca, Esperanza, Eva Floriza, Teodosia, Carmen Rosa, Carmen Luz, Flor De Los Angeles, Enrique Anibal

Update on San Judas Tadeo Group

The group called “San Judas Tadeo” consists of nine enthusiastic and responsible members who are looking to improve each day.


Ricardina is 58 years old, married, and has three children who are independent. She has been selling basic necessity products for more than 10 years. This business started out as an idea because she wants to generate income for her household, so she thought about having her own business. In addition, she rents out rooms in order to generate extra income. Ricardina is pleased because she has been able to make improvements to her home as a result of her efforts. Going forward, she would like to keep her store in operation. The loan she is requesting will be used to buy groceries and beverages.


The group “San Judas Tadeo” is grateful for the loan that has been provided. They promise to continue their good work. In the photo, Ricardina is seated on the right side and wearing a black vest.

View original language description ↓
Este es el grupo “San Judas Tadeo” conformada por 09 socios entusiastas y responsables que buscan cada día mejorar. Ricardina de 58 años es casada con 03 hijos independientes. Ricardina se dedica hace más de 10 años a la venta de productos de primera necesidad. Este negocio comenzó con la idea de contar con un negocio propio y de esta manera generar ingresos para su hogar. Aparte alquila cuartos de donde obtiene un ingreso extra. Se siente feliz pues gracias a su esfuerzo ha mejorado su vivienda. Más adelante le gustaría implementar su bodega. El crédito que solicitó lo destinará para la compra de abarrotes y bebidas. El grupo “San Judas Tadeo” agradecen el crédito brindado y se comprometen a seguir trabajando bien. Ricardina se encuentra sentada es la primera del lado derecho y viste chaleco negro.

Previous Loan Details

This is the San Judas Tadeo group, which is made up of nine enterprising female members who work in a number of different businesses. They are on their 13th loan cycle. Carmen is 41 years of age, and has two children. For the past three years she has worked selling beauty products, and has reques... More from San Judas Tadeo Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 80
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Judas Tadeo Group's $5,400 loan helped a member to buy groceries and beverages.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 3, 2013
Listed
Aug 2, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014