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Víctor Vicente
This borrower is from the city of Machala. The business originally belonged to his mother, but because of health reasons, she decided to pass it on to him.

The borrower leaves early in the morning so that he can restock his store with products. He then spends the rest of the day making sales, beginning at 8:30 A.M. The borrower is single and has no children. He wants to invest the money from his loan in merchandise for his business such as food products, school supplies, and trinkets.

View original language description ↓
El cliente es de la ciudad de Machala. El negocio pertenecía originalmente a su madre, pero por motivos de salud, se lo cedió posteriormente a él. Sale temprano en la mañana para abastecerse de productos para la tienda y luego se dedica a vender todo el día, a partir de las 8:30 am. Es soltero y no tiene hijos. Desea invertir el dinero del préstamo en mercadería para su negocio: víveres, productos, útiles escolares y bisutería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,100 helped Víctor Vicente to buy food products, school supplies, and trinkets to sell in his store.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Aug 2, 2013
Currency Exchange Loss:
Sep 1, 2013