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Berlin Group
In this Group: Sonia Del Carmen, Emma Del Socorro, Julio Cesar , Rosmery Auxiliadora , Jose Luis
This group is comprised of five successful entrepreneurs, one of whom is Sonia, 47. She lives with her common-law husband and two children, ages 22 and 13. For ten years she has been in the business of selling seasonal fruit and her two children help when it comes to harvesting the fruit.

She plans to use the loan to buy fruit such as papayas, tamarinds, plums, avocados, etc. Her goal is to put metal sheeting on her house with the profits she earns.

Julio, 27, buys and sells cheese; Emma, 50, sells tamales, pinolillo and pinol (corn flour dinks); José Luis, 37, sells tamales and Rosmery, 21, sells underwear.
View original language description ↓
Grupo formado cinco socios emprendedores de éxitos una de ellas es Sonia mujer de 47 años de edad, acompañada, con dos hijos de 22 y 13 años de edad, su negocio es la venta de cosechas de temporada, actividad que viene realizando desde hace 10 años. sus dos hijos le ayudan en el negocio de cortar las frutas de temporada . El crédito lo invertirá en la compra de cosechas como de mamon, tamarindo, jocotes, aguacate etc. sus metas y sueños es poner zin nuevo a su casa con las ganancias que estas le generen, Julio tiene 27 años de edad su negocio es la venta de compra y queso, Emma tiene 50 años su negocio es la ventas de tamales, pinolillo, pinol, José Luis tiene 37 años de edad su negocio es la venta de tamales y Rosmery tiene 21 años de edad su negocio es la venta de ropa interior.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Berlin Group's $1,825 loan helped a member to buy tamarinds, plums, avocados, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Aug 17, 2013
Currency Exchange Loss:
Dec 20, 2013