Margaret is a widowed woman. She describes herself to be focused. She operates a store where she sells curtains and bedding. She has been involved in this business for three years. Her business is located in a busy area and her primary customers are the general public. She describes her biggest business challenge to be inadequate stock. She will use the Kes 20,000 loan to add to her stock of curtains and bedding. Her business goal is to own a bigger business within five years. She hopes that in the future, she will have a successful business and a prosperous family.