Caroline is a 30-year-old married woman. She has 2 children, ages 9 years and 13 years. She describes herself as determined. She operates a beauty salon where she does hair treatments, hair plaiting, etc. She has been involved in this business for 7 years. Her business is located in an area with potential and her primary customers are ladies. She describes her biggest business challenge to be inadequate capital.
She will use the Kes 80,000 loan to expand her business by adding a stock of hair weaves, cosmetics and other items. Her business goal is to be financially stable within 5 years.