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Shazia's Group
In this Group: Shazia , Robina, Sultana
Shazia is a 42-year-old married woman, living with her spouse and five children in the area of Lahore, Pakistan.

Her husband is a hawker and sells fruit in their hometown. He goes daily to fruit markets to buy fresh fruit such as mangoes, bananas, apples, etc. He is very well-known in the community due to the freshness of his fruit. He has been selling fruit for many years; because of that, he understands the mind and demand of his clientele.

Due to Ramadan the demand has increased and he wants to buy more fruit. In this way he would be able to fulfill the demand and can easily make more profit. Therefore, Shazia requested a loan of Rs.25,000 so that her husband would be able to buy more fruit, especially mangoes.

Shazia is representing herself as a group leader and taking the responsibility for her group members. This is Shazia's first loan; she firmly intends to pay all installments on time because she wants to take out another loan in the future. Shazia is very thankful to Kiva and its field partner BRAC Pakistan.

Note: Shazia is raising her hand in the picture.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 249
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 101.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $650 loan helped a member to buy fruit such as mangoes, apples, and bananas for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 7, 2013
Currency Exchange Loss:
Jun 17, 2014