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Jyldyzkhan is 53 years old and married. She has two minor children: one son and one daughter. Jyldyzkhan has a high school education. Her neighbors have very good things to say about her. They say she is a good and hard working woman. Since 2009 the main source of her family's income has been Jyldyzkhan's business of selling dairy products. She started her business with 30,000 som (KGS) and thanks to her hard work, she has been able to develop her business and increase her range of products and now her business brings in about 5,000 som (KGS) per month. This is the basis for covering her family's expenses for food and daily needs. Her profits have also enabled her to increase her turnover.

With the goal of further developing her business, Jyldyzkhan applied to the microcredit bank "Bai Tushum & Partners" for a loan of 60,000 som (KGS) for the wholesale purchase of dairy products for her inventory. Jyldyzkhan plans to reinvest the profits from her loan in further expanding her business and, in the future, she wants to give her children a decent education.
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Жылдызхан 53 года, замужем. Имеет двоих несовершеннолетних детей (1 дочь, 1 сын). У Жылдызхан среднее образование, имеет очень хорошие отзывы от своих соседей. Они отзываются о ней как о доброй и трудолюбивой женщине. Жылдызхан в качестве основного дохода для своей семьи, с 2009 года занимается торговлей молочной продукции, начав этот бизнес с 30,000 сом KGS. Благодаря упорному труду Жылдызхан, она смогла развить и расширить свой товар, ее деятельность приносит около5,000 сом KGS в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Доходы от бизнеса позволили Жылдызхан расширить свой товарооборот. В целях дальнейшего развития своего бизнеса, Жылдызхан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку оптовой молочной продукции для дальнейшей перепродажи. Доходы от кредита Жылдызхан планирует вложить в дальнейшее увеличение своего бизнеса, а также в будущем хочет дать достойное образование своим детям.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Jyldyzkhan to buy dairy products for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 25, 2013
Aug 7, 2013
Currency Exchange Loss:
Jul 17, 2014