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Margarita is 37 years old and single.

Margarita works hard to provide for her family. She runs a retail charcoal business in the Philippines and has requested a PHP 8,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to purchase additional sacks of charcoal to sell.

Margarita has borrowed and paid one loan from NWTF before this loan. She has been running the retail charcoal business for three years and she also earns an income from raising pigs.

Margarita aspires to save money to expand her business.

Additional Information

More information about this loan

This loan is designed for borrowers living in an underserved region of the Philippines, where the poverty rate is high and microfinance services are scarce. Kiva loans help NWTF expand its presence in the area, where it also offers workshops for clients on idea generation and training in technical, business and marketing skills.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 866
    View loans »
    Philippines Loans Fundraising
  • $63,400,500
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Margarita to purchase additional sacks of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 7, 2013
Currency Exchange Loss:
Feb 17, 2014