Update on Oscar AntonioOscar, 38, lives with his partner and has two children. He has seen some difficult times. His father abandoned the family when Oscar was very young. His mother had to provide for the family by going to the capital to work as a seamstress and leaving Oscar and his siblings with his grandparents. Oscar learned to work the land with his grandparents and get on with his life.
When he started his family, he began building a house with money from his work in the fields and local canals. He only completed fifth grade, but the education helped him understand bricklaying, and he does this work when it is available. He buys materials and supplies in a town three kilometers from his house and transports them in his cart.
He has applied to Fundación Campo for a loan to finish building his house, which still needs windows to keep out the water in winter and keep his belongings safe, as lack of security is a growing problem in the country. Oscar dreams of finishing his house and continuing to work the land. He would like to buy a pair of cows to produce milk and milk products for his children.
Pero Oscar fue aprendiendo a trabajar la tierra con sus abuelos y a podido ir pasando la vida. Cuando ya formo su propia familia ha podido ir construyendo su propia casita, con su trabajo en la milpa y trabajando en los cañales que hay en la zona. Solo estudio hasta el quinto año de estudio de educación básica, con ello ha podido entenderle a la albañilería, cuando hay oportunidades él trabaja en esto.
Compra los materiales e insumos en una comunidad que esta a 3 kilómetros de su casa, trasladando los en su carreta.
El préstamo que esta solicitando a Fundación Campo, es para terminar de construir su casa, ya que le falta ponerle ventanas debido a que en invierno azota el agua. Desea estar tranquilo con su familia en su casa en la época de invierno, ademas podrá tener sus pertenencias totalmente seguras, ya que la situación de inseguridad en el país esta creciendo.
Oscar sueña con tener finalizada su casa y seguir trabajando la tierra y si es posible adquirir un par de vacas para tener leche y subproductos de esta, para sus hijos.
Previous Loan DetailsOscar is 36 years old. He lives with his life partner and his four children who are 8, 10, 12 and 14 years old. Oscar is a hard-working person who has worked in farming and livestock raising his whole life. He learned these businesses from his dad, who showed him how to earn an honest living. ... More from Oscar Antonio's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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