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Gerardo Andres
Gerardo, 26, lives in a free union and has a son. He lives with his wife and child in Ventanas canton in Los Ríos province. The communal bank Luchando Juntos (Striving Together) is located is Zapotal Nuevo in Ventanas canton. Most of the members are merchants.

Gerardo grows corn and rice. He will buy more supplies with the loan, which will give him capital to purchase seed and fertilizer and will benefit his family. He dreams of owning his own house. He likes to play sports in his free time.
View original language description ↓
Gerardo tiene 26 años de edad vive en unión libre tiene un hijo, vive con la esposa y con los hijos en el Cantón Ventanas Provincia de los Ríos.

La VRC LUCHANDO JUNTOS, se encuentra ubicada en el Recinto Zapotal nuevo, Pertenece al Cantón Ventanas se dedican a Labores Comerciales en su mayoría.

Gerardo se dedica desde a la agricultura a la siembra de maiz y arroz.Con el apoyo del credito puede tener mas productos.

Solicita el crédito para poder tener capital para la agricultura para la comprar de semillas y fertilizantes, Con la ayuda del crédito le ayudará a tener un beneficio para la familia.

El sueño es tener casa propia.

En los tiempos libres le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gerardo Andres to buy seed and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2013
Aug 1, 2013
Currency Exchange Loss:
Feb 17, 2014