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Mujeres Independientes Group
In this Group: Carmen Silvia, Luz Maribel, Noemi Luzmila, Margarita Elsa, Margarita, Dora
Luz is 38 years old, single, and has no children. For the past two years she has been selling clothing from a small stall every day. She says that she has gotten loyal customers, which generates income to cover her household expenses. In the future she would like to have her own shop where she can sell clothing and obtain greater income. She will use the money from this loan to buy more clothing and be able to increase her income. She appears in the photograph, seated to the right, wearing red pants. She sends Kiva a hug and says that she will complete all of her goals.
View original language description ↓
Luz de 38 años de edad soltera y sin hijos, luz se dedica ya hace 2 años a la venta de ropa en un pequeño puesto todos los días, luz nos cuenta que ha llegado a fidelizar a sus clientes lo cual a generando ingresos para cubrir los gastos de su casa, En el futuro le gustaría tener un local propio donde poder vender su ropa y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar mas prendas de vestir y así poder tener más ingresos. A la vez a luz se le observa en la foto que está sentada a la mano derecha con pantalón rojo, se despide con un abraso a Kiva y diciéndoles que cumplirá todas su metas propuestas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Independientes Group's $1,725 loan helped a member to buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Aug 1, 2013
Currency Exchange Loss:
Feb 17, 2014