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Qamile is planning to open a little bar and café in the village where she and her family reside. A married mother of four school-aged children, she suffers from a so-called "invisible disability."

“I am not able to do any physical work, and since this type of activity doesn’t require any physical labor, I thought it would be good for me to run this business instead of relying on governmental disability income," she says. "I can earn my own income through this opportunity. This will be a little village bar and cafe, so there is no need for fancy staff. It will serve the villagers who want to get together face to face and have a cup of coffee or a traditional alcoholic drink such as raki [anise-flavored alcoholic drink]. This loan will come in very handy to me and I’m very thankful to all the lenders in advance."

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 28
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 105.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Qamile to open a village bar and cafe.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 7, 2013
Currency Exchange Loss:
Sep 19, 2015