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Naseem is a 32-year-old married woman living in the area of Lahore, Pakistan. She is the mother of a daughter and a son.

She has been knitting handmade embroidery at her home for 6 years. The sister of her husband also helps her with the completion of her tasks. Her husband is doing a job in a factory as a laborer; he earns very low wages which are insufficient to meet daily household expenses. She has to prove herself a responsible and brave mother.

To cope with the increasing demand of her customers, Naseem requested a loan of 20,000 PKR from Kiva’s field partner BRAC Pakistan to purchase stocks of threads, fancy cloths, sequins, and pearls of various colors.

She does not want to lose her heart and wants to afford all household expenses with courage. She hopes that this loan will prove beneficial for her and for her family. Naseem is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 410
    View loans »
    Pakistan Loans Fundraising
  • $15,144,625
    Funds lent in using Kiva
  • 101.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Naseem to buy threads, fancy cloths, sequins, and pearls of various colors.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 6, 2013
Currency Exchange Loss:
Jul 17, 2014