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Altiboy is a married young man of 26, and is the father of one child. He lives in J.Rumy. He raises crops on a small plot of land. To improve his family's finances, he wants to start a business raising sheep and combine it with his crop-raising work. Altiboy is planning on buying and fattening sheep for later resale. He has a shed in his yard for keeping the livestock and 300 bales of hay. He is requesting a loan in the amount of 1500 US dollars to buy 12 head of sheep. Altiboy figures that keeping sheep won't be much trouble for him; they are grazing animals, and don't require special feed. They are easy to breed, handle the cold weather well, and are very hardy. Altiboy intends to utilize the profits from the business to repair his house and improve his family's standard of living.
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Алтибой молодой женатый человек в возрасте 26 лет. Он является отцом одного ребенка. Алтибой проживает в районе Дж.Руми. Он занимается растениеводством на небольшом участке земли. Чтобы улучшить финансовое положение семьи, он хочет начать овцеводческий бизнес и совмещать его с земледельческой деятельностью. Алтибой планирует закупать и откармливать овец для продажи. Во дворе его дома есть сарай для содержания скота и 300 вязок сена. Алтибой просит кредит в размере 1500 долларов США для закупа 12 голов овец. Алтибой считает, что содержание овец не будет доставлять ему особых хлопот: это пастбищные животные, покупать им специальный корм не придётся, овцы легко разводятся, хорошо переносят морозы и среди этих животных наблюдается самая низкая смертность.
Прибыль с бизнеса Алтибой намерен использовать на ремонт дома и улучшение бытовых условий.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Altiboy to purchase 12 head of sheep to start a business raising sheep.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 5, 2013
Currency Exchange Loss:
Apr 17, 2015