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Sara Yaneth
Sara is 34 years old, and she makes a living farming coffee. She has three children, one of whom is married and grown up and two of whom still depend on her. Her two younger children are 14 years old and 12 years old. The 14-year-old helps with the family farming operation, and the 12-year-old is currently in school. Sara learned various farming techniques from her husband, and they now work together to plant, prune, clean, fertilize and water their land and coffee crops. Since they do not have a car, Sara and her husband have to walk an hour daily just to reach their coffee plants. When they have harvested the coffee beans, they sell them to nearby storehouses and neighbors.

With the support from this loan, Sara plans to purchase agricultural inputs for tending her coffee plants. She hopes that this investment will increase the health of her crops and allow her to offer higher quality coffee beans to clients. Her goals include expanding and strengthening her business and improving her family's quality of life. She plans to reinvest her profits in her farming operation in hopes of increasing the value of her land and crops for the benefit of her children and future generations.
View original language description ↓
Sara con una edad de 34 años se dedica a la agricultura es madre de 3 hijos con un grado de educación secundaria completa graduandoce como Bachiller en Ciencias y Letras. En compañía de su pareja trabajan la tierra en lo que es la siembra, poda, limpia, abono, fertilización, etc. del café. Sus tres hijos, uno ya se caso y dos dependen de ella, uno de 14 años que trabaja junto a su padre y el menor de 12 años que está estudiando en primer curso en el centro básico de la localidad. Fue en compañía de su compañero de hogar como aprendió a trabajar la tierra la cual esta aproximadamente a una hora de su casa de habitación al la cual se trasladan caminando ya que no tienen transporte propio. sus clientes son bodegas de lugares aledaños y los vecinos.

Ella ha solicitado un financiamiento para la compra de insumos y mantenimiento de sus cultivos de café brindando una mayor seguridad a sus cultivos y haciéndolos mas atractivos para sus clientes.

Sus metas son que con el apoyo solicitado a la cooperativa COMIXMUL ella pueda hacer crecer su negocio y pueda mejora su nivel de vida con las ganancias para re invertir en sus cultivos y así poder formar un mejor patrimonio a sus hijos ya que de esa manera ella podrá apoyarlos y que puedan tener un mejor nivel educativo y algo que ofrecer a sus futuros hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sara Yaneth to purchase agricultural input items and tend her coffee plants.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 23, 2013
Listed
Jul 31, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014