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Mercy Yolanda
Mercy is married, has two children and lives in San Jose de Chimbo. She works as a street vendor, selling "morocho" (a kind of dense corn used to prepare thick drinks) with milk door to door.
She is asking for a loan to purchase buckets, sugar, milk and morocho corn, as well as a tent for her selling stand. Mercy dreams of having her own premises to sell the morocho drink.
In her spare time she likes to be with her family.
View original language description ↓
Mercy es casada tiene dos hijos vive en San Jose de Chimbo.

Mercy se dedica a la venta de morocho con leche de puerta en puerta. El credito solicita para la comprar de valdes, azucar, leche y morocho ademas de una carpa para el puesto de ventas.

Mercy sueña con tener un local propio para vender el morocho

En los tiempos libres le gusta pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Mercy Yolanda to purchase buckets, sugar, milk, corn and a tent.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Jul 31, 2013
Currency Exchange Loss:
Feb 17, 2014