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Maria Jubencia
María Jubencia, 42, completed elementary school through the fourth grade. She and her husband work in agriculture growing potatoes. She has a very large family made up of six children, three of whom work in farming activities with their parents while the other three attend school. She has a lot of experience, more than eight years working in this job; she learned it from her parents, who have always been farmers.

They acquired the land they currently farm through an inheritance from her in-laws. Like everything in life they have faced certain challenges, such as the decline in prices in the market and climactic changes (the rains).

Her customers are intermediaries who arrive in the area looking for a good, clean, and quality product. Sometimes she also sells her crop in the market in the area where she lives.

Currently she's requesting a loan from COMIXMUL to buy fertilizer, soil amendments, and other products to take care of her crops.

Her plans and goals as a mother are to continue growing and to buy more land so her children have land to work. Her dream is to see her children have a better status in life with better opportunities, and for them to be better every day that goes by studying in the university.
View original language description ↓
Doña María Jubencia es una mujer de 42 años de edad con un grado de educación primario cursado hasta el cuarto grado y en compañía de su esposo trabajan en la agricultura en lo que el cultivo de papa. Ella tiene una familia muy numerosa la cual está compuesta por 6 hijos de los cuales tres trabajan y los otros tres estudian los cuales se involucran en las actividades del campo con sus padres. Ella tiene mucha experiencia ya que tiene más de 8 años de dedicarse a dicha actividad la cual aprendió gracias a sus padres que han sido agricultores desde siempre. La Tierra que hoy en día trabajan la han adquirido por herencia por parte de sus suegros y como todo en la vida ellos han encontrados ciertos desafíos los cuales son: la baja de precios en el mercado y los cambios climáticos (lluvias). Sus clientes son intermediarios que llegan a la zona en busca de un buen producto con calidad e higiene y en ocasiones también su producto es vendido en el mercado de la zona donde ella habita.

Actualmente ella solicita a COMIXMUL un financiamiento para la compra de fertilizante, abono, entre otros productos para dar mantenimiento y asistencia a sus cultivos.

Sus planes y metas como madre es seguir cultivando y comprar más áreas de cultivo para que sus hijos tengan tierra para trabajar. Su sueño es ver a sus hijos en un mejor nivel de vida, con mejores oportunidades en la vida y que sean mejores cada día que pasa estudiando carreras universitarias de provecho.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Jubencia to buy soil amendments and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 27, 2013
Listed
Jul 31, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 25, 2014