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María Teresa
This client is from the Suburbio sector of Guayaquil. She started years ago selling snacks from place to place and did very well. After this, she set up a store and also sold lottery tickets and has been doing this for 15 years. She now has a good clientele that buy from her daily or weekly. She spends mornings selling lottery tickets and afternoons tending to the store with help from her children. She’s been separated for the last 13 years and has three children who are 18, 15 and 13 years of age who attend local public schools. She needs a loan now to buy lottery tickets and stock merchandise for her store.
View original language description ↓
La cliente corresponde al sector de Suburbio en Guayaquil. Empezó años atrás vendiendo confitería de manera ambulante, en donde le fue muy bien. Luego de esto, montó una tienda y además se dedicó a vender lotería y ya lleva realizándolo por 15 años. Ahora cuenta con una buena clientela que le compran diaria o semanalmente. Distribuye su labor en la mañana vendiendo lotería y en la tarde atendiendo el negocio de la tienda con la ayuda de sus hijos. Es separada desde hace 13 años y tiene 3 hijos de 18, 15 y 13 años; quienes estudian en el establecimiento fiscal. Ahora necesita el préstamo para invertirlo en lotería y artículos/víveres para su tienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,023,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $825 helped María Teresa to buy lottery tickets and stock merchandise for the store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Jul 31, 2013
Currency Exchange Loss:
Feb 25, 2014